Checking

A share draft account is like a checking account. 

The share draft checkbook contains carbonless copies of every draft (check) you write, allowing members to have an exact record of every transaction for easy reconciliation of monthly statements. Overdraft Protection is available to automatically transfer funds from the share account. Overdraft Privilege is also available and allows share drafts to overdraft the account to a preset limit while avoiding being returned unpaid.

Automatic check and ART transfers are also available for your convenience.

Need to re-order your checks? Click Here

Share Account


Free Checking


No Minimum Balance
Also available at no cost 24 hours a day / 7 days a week:

  • No charge at IFCU's convenient ATM locations

  • Access to over 5000 ATMs Nationwide with Alliance One

  • Audio Response Technologies (ART)

  • Online Banking

  • Mobile Banking w/ Remote Deposit Capture capabilities*
  • Unlimited check writing

*with enrollment and after 60 days following account opening

  • Debit Mastercard

  • Payroll Deduction

Checking


$5 Monthly Fee

No Minimum Balance Required
In Addition:


  • Interest paid on balances over $2500.
  • Interest compounded monthly based on an average daily balance
  • Retirees get one (1) free box of checks per year with direct deposit of pension and/or Social Security



RE-ORDER YOUR CHECKING SUPPLIES:

Click Here to Re-Order

** Variable rate, approved by the Board of Directors of IFCU
Please call our office for more information : (765) 649-9271
Click here for rates &/or dividends. See rates for additional minimum balances
A Truth in Savings disclosure is available and is issued at the time your account is opened.